Why Taking Another Double-Digit Health Insurance Increase in 2025 Was a Choice—Not a Requirement

2024 gave us the warning. Loud and clear.Double-digit proposed rate increases for 2025 from large health insurers.

And now here we are. 2025.

Question is, did you take it?

Another massive hike in employee health insurance costs. Another year of cutting into profits to cover a benefit that’s supposed to retain people, not bankrupt the business.

Michigan has good health plans. People are getting care. That’s a win.

But let’s be honest. The problem is not access.It’s cost.It’s always been cost.

The health insurance machine keeps cranking up premiums while telling us, “Don’t worry, people are finally getting the care they need.” That’s nice. But getting care shouldn’t come with a 12% price tag increase every single year.

It’s not sustainable.And no, it’s not “just the way it is.”

At Sympl Benefits, we work with employers who question the traditional health plan playbook.They stopped blindly renewing.They started educating employees on the actual cost of care before they used it.And the results? Some have cut their healthcare costs by up to 40% over seven years.

Forty. Percent.

Not by slashing benefits.Not by shifting more costs to employees.By helping people make smarter choices with the benefits they already have.

So, let’s go back to that question.Here we are in 2025.

Did you take the double-digit hit?

Because if you did, and you’re reading this, it’s not too late.There is another way.

One that puts you, not the insurance companies, in control.

Let’s talk. Let’s make 2026 the year you finally say no to “just the way it is.”