What Most Employers Miss After Moving to Self-Funding

It’s renewal season again.The spreadsheets come out, the carrier emails roll in, and the same familiar pattern begins: Premiums rise. Budgets tighten. Employees get higher deductibles.

And you’re asking the same question you asked last year.“How do we keep healthcare costs from spiraling again?”

The Problem: No clear view of where your money’s going

For many employers, the real problem isn’t just the rising price of healthcare, it’s the lack of visibility into what’s driving those costs.

If you’re running a self-funded health plan but only reviewing your claims data once a year, you’re managing blind.

That’s not strategy. That’s guesswork.

Annual reports tell you what happened. But by the time renewal season hits, it’s too late to change anything. Without real-time claims analytics, you can’t spot cost drivers, identify trends, or take action when it actually matters.

The result? Year after year, you end up reacting to increases instead of preventing them.

The Solution: Continuous clarity through claims analytics

Managing your second or third largest business expense shouldn’t rely on annual hindsight.

That’s why we built Sympl Claims Analytics.

Instead of waiting until renewal season to see where your money went, our platform provides quarterly, and often monthly, insights into your plan’s performance.

We help you understand:

• What’s driving high-cost claims

• Which programs are improving outcomes

• Where waste or inefficiencies exist

• How employee healthcare decisions affect total plan costs

  
  

With this kind of data you can make informed, timely decisions not just at renewal but all year long.

The Results: Data That Drives Strategy

When you can see exactly where your dollars go, you can:

• Predict and prevent costly claims

• Improve plan design based on real behavior

• Align your health plan strategy with business goals

• Deliver a better experience for your employees

It’s a win for your people and your bottom line.

Changing the Renewal Conversation

You don’t need more carrier quotes or renewal spreadsheets. You need transparency, analytics, and a partner who helps you understand what your data means and how to use it to make decisions that will actually move the needle.

At Sympl Benefits, we help you stop guessing and start knowing.When you have the same level of financial visibility into healthcare that you expect everywhere else in your business, you make better decisions, control costs, and create a healthier organization.

It’s time to make benefits Sympl again.